New Social Security Disability Payment Arrives July 16 – See If You Qualify

On Wednesday, July 16, 2025, Social Security Disability Insurance (SSDI) beneficiaries whose birthdays fall between the 11th and 20th of the month will receive their scheduled monthly payments.

This date is part of the official payment calendar set by the Social Security Administration (SSA), with each recipient’s payment date determined by their birth date.

Who Will Receive SSDI Payments on July 16, 2025?

The July 16 payment will be distributed to SSDI beneficiaries born between the 11th and 20th of any month. For those born earlier in the month, from the 1st to the 10th, their payments have already been made on July 9. Meanwhile, recipients born from the 21st to the 31st will receive their payments on July 23.

For beneficiaries who began receiving Social Security benefits before May 1997 or those who receive combined Social Security and SSI benefits, payments are issued on the 3rd of each month.

SSDI Payment Eligibility Requirements

To qualify for SSDI payments, recipients must meet certain eligibility criteria, including:

1. Sufficient Work Credits: Beneficiaries need at least 40 work credits, with 20 of these credits earned in the 10 years immediately prior to the onset of disability.
2. Certified Medical Condition: SSDI is for individuals with a long-term disability that is expected to last at least 12 months or result in death.
3. Income Limit: Although there is no strict income limit, individuals cannot earn more than $1,470 per month in 2025 from employment if they are to remain eligible for SSDI.

How Much Do SSDI Beneficiaries Receive After the 2025 COLA Adjustment?

Following the 2025 Cost-of-Living Adjustment (COLA), SSDI payments have seen an increase of 2.5%. The average monthly SSDI benefit now sits at approximately $1,500, though the exact amount can vary depending on an individual’s work history and contributions to the Social Security system.

Additionally, for beneficiaries receiving both SSDI and SSI benefits, the combined monthly maximum payments are $967 for individuals and $1,450 for couples, effective from January 2025.

Upcoming Key Changes in Social Security Payments

Starting in April 2025, Social Security will implement significant changes:

• Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) will be eliminated, resulting in higher payments for certain beneficiaries.
• Beginning April 14, 2025, in-person identity verification will be required for new applications or changes to existing accounts, ensuring greater security in the benefits distribution process.

These adjustments aim to increase the transparency and fairness of the Social Security benefits system, ensuring that the benefits are directed to those who truly need them.

How to Contact the SSA

If you need assistance or have any questions, you can contact the Social Security Administration (SSA) through various channels:

• By Phone:
  • For general inquiries, call 1-800-772-1213 (available 8:00 am to 7:00 pm, Monday to Friday).
  • For TTY users, call 1-800-325-0778.
• Online Services:
  • Visit the official SSA website at www.ssa.gov to apply for benefits, manage your account, and check application status.
  • Create or sign in to your my Social Security account at www.ssa.gov/myaccount to manage your benefits, update personal details, and view statements.
• Local SSA Office:
  • Use the SSA office locator at www.ssa.gov/locator to find your nearest office and schedule an in-person appointment if needed. Make sure you have your Social Security number and any required documentation for a smooth process.

As July 16, 2025, approaches, beneficiaries born between the 11th and 20th of the month will receive their SSDI payments as part of the Social Security Administration’s established schedule.

The COLA adjustment has led to a slight increase in payments, and significant changes in Social Security policies are expected starting in April 2025. Beneficiaries are encouraged to review their eligibility and take note of these updates for a smoother experience with their benefits.

FAQs

When will I receive my SSDI payment if I was born between the 11th and 20th of the month?

If you were born between the 11th and 20th, you will receive your SSDI payment on July 16, 2025.

How much is the typical SSDI payment after the 2025 COLA adjustment?

After the 2025 COLA, the average SSDI payment is around $1,500 per month, although individual amounts may vary.

What changes are expected in Social Security payments starting in April 2025?

Starting in April 2025, the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) will be eliminated, and in-person identity verification will be required for new applications and changes.