Jenny
Millions of Americans relying on Social Security Disability Insurance (SSDI) will see their payments this week. The Social Security Administration (SSA) schedules these payments based on the beneficiary’s birth date, unless they fall under specific exceptions.
With inflation continuing to squeeze household budgets, recipients are closely tracking their deposit dates and payment amounts to ensure their financial stability.
Who Will Receive SSDI Payments This Week?
Most SSDI beneficiaries follow the same payment calendar as retirees, with exceptions made for those receiving Supplemental Security Income (SSI) or those who began receiving benefits before May 1997. These exceptions typically receive payments on either the 1st or the 3rd of each month.
For everyone else, the date of birth determines the deposit schedule. For July 2025, here’s when payments are expected:
| Birth Date Range | Payment Date (July 2025) |
|---|---|
| 1st – 10th | Wednesday, July 9 |
| 11th – 20th | Wednesday, July 16 |
| 21st – 31st | Wednesday, July 23 |
If your birthday is between the 11th and 20th and you didn’t receive your payment on July 9, your check should arrive Wednesday, July 16. For those born after the 20th, the expected date is Wednesday, July 23.
How Much Will Your SSDI Payment Be in 2025?
Your SSDI check amount is based on your average lifetime earnings before your disability started. According to 2025 data from the SSA, here are the average and maximum payment figures:
| Recipient Type | Average Monthly Benefit |
|---|---|
| Single Disabled Worker | $1,537 |
| Disabled Worker with Spouse and Children | $2,720 |
| Maximum SSDI Benefit (for high earners) | $3,822 |
These amounts may vary depending on your earning history and family status.
What to Do If You Haven’t Received Your SSDI Check
If your expected SSDI deposit hasn’t arrived yet, follow these steps:
- Wait three business days after the scheduled date before taking action.
- Log in to your “My Social Security” account to confirm payment details.
- If the funds are still missing, contact the SSA at 1-800-772-1213 for assistance.
Reminder on Payment Methods
Your SSDI payment is delivered either through:
- Direct Deposit to your bank account
- Direct Express Debit Card
If you’re still receiving paper checks, you may face mailing delays. The SSA encourages switching to electronic payments for faster and more secure delivery.
Looking Ahead to August 2025 SSDI Payments
The August 2025 SSDI payment schedule follows the same structure as July:
| Birth Date Range | Payment Date (August 2025) |
|---|---|
| 1st – 10th | August 14, 2025 |
| 11th – 20th | August 21, 2025 |
| 21st – 31st | August 28, 2025 |
Mark your calendar based on your birth date to know exactly when your benefit will arrive next month.
If you’re a Social Security Disability Insurance recipient, you can expect your July 2025 payment according to the SSA’s structured birth date schedule. Those with birthdays between July 11–20 should watch for their deposits by Wednesday, July 16.
If your check is delayed, take the recommended steps to resolve the issue quickly and ensure your payment method is up to date.
FAQs
Can I receive SSDI and SSI at the same time?
Yes, it’s possible to receive both, known as concurrent benefits, but SSI eligibility depends on your income and resources.
How do I switch to direct deposit for my SSDI payments?
You can switch by logging into your My Social Security account or calling 1-800-772-1213 to update your payment method.
Will SSDI benefits increase in 2026?
SSDI benefits may increase annually based on Cost-of-Living Adjustments (COLA). The exact 2026 increase will be announced by the SSA later this year.