Nimo
Canadian families will receive a welcome boost in July 2025, as the Canada Revenue Agency (CRA) has confirmed an updated monthly Canada Child Benefit (CCB) of up to $619 per child.
This increase reflects the federal government’s ongoing commitment to supporting families with the rising cost of living, especially in essential areas like food, education, and child care.
What Is the Canada Child Benefit (CCB)?
The Canada Child Benefit is a tax-free monthly payment designed to help families with the cost of raising children under 18.
It is administered by the CRA and paid directly to eligible caregivers based on household income and the number and age of children in their care.
What’s New for July 2025?
The 2025 update brings increased benefit amounts to reflect current inflation and income thresholds. The new maximum monthly payments are:
- $619 per child under age 6
- $522 per child aged 6 to 17
These changes are based on income data from 2024 tax returns, so it’s important for families to have their tax information up to date.
Canada Child Benefit 2025: Monthly Payment Schedule
The CRA has released the official CCB payment calendar for the remainder of 2025. Payments are typically made around the 20th of each month:
| Month | Payment Date |
|---|---|
| July 2025 | July 19, 2025 |
| August 2025 | August 20, 2025 |
| September 2025 | September 20, 2025 |
| October 2025 | October 18, 2025 |
| November 2025 | November 20, 2025 |
| December 2025 | December 19, 2025 |
Note: If you’re set up for direct deposit, your funds may appear sooner depending on your bank’s processing time.
Eligibility Criteria for the 2025 CCB
To qualify for the Canada Child Benefit in 2025, you must:
- Live with the child and be the primary caregiver
- Be a Canadian resident for tax purposes
- Have filed your 2024 income tax return
- Meet the income requirements set by the CRA
Households with net incomes under $34,863 may receive the full benefit amount, while higher incomes see a gradual reduction.
How Your Monthly CCB Is Calculated
The CRA uses several factors to determine your monthly payment:
- Number of children in your care
- Age of each child
- Your adjusted family net income (AFNI) from your 2024 tax return
Example Calculation:
| Household Type | Monthly CCB Payment |
|---|---|
| 1 child under 6 | $619 |
| 2 children (ages 3 and 7) | $1,141 |
| 3 children under 6 | $1,857 |
These are maximum estimates. Actual amounts depend on your family income and other qualifying factors.
The Canada Child Benefit for 2025 remains a vital financial support program for families. With an increased monthly cap and a clear payment schedule, eligible caregivers can plan their budgets more effectively. To maximize your benefit:
- Ensure your 2024 tax return is filed on time
- Keep your CRA My Account details up to date
- Use the CRA’s online tools to estimate your benefit
This government support helps families better manage the rising cost of raising children, and the updated payment amounts bring much-needed relief across the country.
FAQs
How do I apply for the Canada Child Benefit in 2025?
New parents or recent residents can apply online via CRA My Account, by mail, or through automatic registration at birth in some provinces.
What if I haven’t filed my 2024 tax return yet?
You must file your 2024 tax return to be eligible. Missing the deadline could delay or prevent payments.
Is the Canada Child Benefit taxable?
No. The CCB is completely tax-free and does not need to be included in your income tax return.