Jenny
The Canada Child Benefit (CCB) for July 2025 is scheduled to be disbursed on Friday, July 18. This tax-free monthly payment, also known as the baby bonus or child tax benefit, is aimed at assisting families with the cost of raising children under 18.
However, to continue receiving this benefit, both you and your spouse or common-law partner must file your taxes. If you don’t submit your return, the Canada Revenue Agency (CRA) may suspend your CCB payments, even if your income is zero or tax-exempt.
How the CCB Amount Is Calculated
Your monthly CCB payment is determined based on several factors:
- Number of children in the household
- Marital status
- Adjusted family net income from the previous year
Each July, payments are reassessed and adjusted based on your most recent tax return.
Canada Child Benefit: Updated 2025 Payment Amounts
Families with a net income below $37,487 are eligible for the maximum benefit. Here’s a breakdown of the maximum annual and monthly payments:
| Child Age | Maximum Annual Amount | Monthly Payment |
|---|---|---|
| Under 6 years old | $7,997 | $666.41 |
| Ages 6 to 17 | $6,748 | $562.33 |
Use the CRA’s Child and Family Benefits Calculator to estimate your specific payment amount.
Why Filing Your Taxes Is Essential
The CCB period runs from July to June, and your payment for the new cycle starting in July 2025 is based on your 2024 income. Failing to file taxes on time could cause an interruption or complete halt in your payments.
Even if your income is non-taxable or if you had no income in 2024, you are still required to file a return to qualify.
Canada Child Benefit Payment Dates – 2025
| Month | Payment Date |
|---|---|
| January | 20 |
| February | 20 |
| March | 20 |
| April | 17 |
| May | 20 |
| June | 20 |
| July | 18 |
| August | 20 |
| September | 19 |
| October | 20 |
| November | 20 |
| December | 12 |
Eligibility Criteria for the CCB
To qualify for the Canada Child Benefit, you must:
- Live with the child who is under 18 years old
- Be primarily responsible for the child’s care
- Be a resident of Canada for tax purposes
Note: You cannot receive CCB for foster children during any month in which Children’s Special Allowances (CSA) are paid. However, you may still qualify if you care for a child under a kinship or close relationship program as long as CSA is not being received.
How to Apply for the CCB
Apply When One of These Events Occurs
- A child is born or starts living with you
- A custody arrangement changes
- You meet the general eligibility conditions
Ways to Apply
- Online: Use the CRA’s My Account portal.
- Paper Application: Submit Form RC66 to your tax center.
- At Birth Registration: You can apply when registering your child’s birth.
Other Benefit Payments in July 2025
In addition to the CCB, the following government benefits will also be distributed in July:
- GST/HST credit
- Advanced Canada Workers Benefit (ACWB)
- Ontario Trillium Benefit (OTB)
- Canada Pension Plan (CPP)
- Old Age Security (OAS)
- Ontario Disability Support Program (ODSP)
- Veteran Disability Pension
- Canada Disability Benefit (for approved applicants as of June 30)
Direct Deposit & Payment Issues
To avoid delays, sign up for direct deposit via:
- My Account online
- MyCRA mobile app
- By phone: Call 1-800-959-8281 with your personal and banking details
- Through your financial institution
If your payment hasn’t arrived, wait five business days after the payment date before contacting the CRA.
The Canada Child Benefit (CCB) is a vital support mechanism for Canadian families raising children. With payments updated annually and recalculated based on family income, staying informed and keeping your tax returns up to date is crucial.
Whether you’re applying for the first time or checking your eligibility for the July 2025 payment of up to $666.41 per child, make sure all your details are accurate and filed with the CRA to ensure uninterrupted benefits.
FAQs
When will the July 2025 CCB payment be issued?
The July 2025 CCB payment will be deposited on Friday, July 18.
What is the maximum CCB payment per child?
For children under 6, the maximum is $7,997 per year ($666.41/month). For ages 6–17, it’s $6,748 per year ($562.33/month).
Can I still receive CCB if I didn’t have any income in 2024?
Yes, but you must file a tax return even if your income was zero or tax-exempt to remain eligible.