Thousands of people receiving Personal Independence Payment (PIP) from the Department for Work and Pensions (DWP) may be entitled to a free car or a heavily discounted lease through the Motability Scheme.
With over 815,000 participants across the UK, this scheme offers disabled individuals access to reliable, new vehicles—significantly boosting independence and mobility.
What Is the Motability Scheme?
The Motability Scheme allows those receiving specific disability benefits to use their mobility component to lease a brand-new car, wheelchair-accessible vehicle (WAV), scooter, or powered wheelchair.
The scheme is run by Motability Operations and is known in some areas as the Accessible Vehicles and Equipment Scheme.
Who Is Eligible?
To qualify, you must be receiving one of the following at the required award level:
- Personal Independence Payment (PIP) – enhanced rate mobility component
- Disability Living Allowance (DLA) – higher rate mobility component
- War Pensioners’ Mobility Supplement (WPMS)
- Armed Forces Independence Payment (AFIP)
Additionally:
- You must be aged 16 or older
- You must be able to manage your own payments (or have an appointee do so)
Parents or guardians may apply on behalf of children receiving the Child Disability Payment at the higher mobility rate.
What Does the Motability Package Include?
Beyond the vehicle itself, the Motability lease package covers nearly every cost associated with car ownership:
Included in the Lease | Details |
---|---|
Brand-new vehicle | Lease a new car every 3 years |
Insurance | Fully covered for up to 3 named drivers |
Servicing and maintenance | No out-of-pocket repair expenses |
Breakdown assistance | Full RAC coverage |
Road tax | Included at no extra cost |
Tyres and windscreen | Repairs and replacements through Kwik Fit |
Mileage allowance | 60,000 miles over 3 years (100,000 for WAVs) |
Adaptations | Many available at no extra cost |
Can You Get a Car for Free?
Yes—some vehicles come with no upfront cost at all, meaning your mobility component may fully cover the lease without needing to pay extra.
However, many vehicles require an upfront Advance Payment, which typically ranges from £100 to £2,000, depending on the car model and specifications.
The latest summer price list released on the Motability website shows over 840 vehicles available for selection.
How to Apply
Here’s a step-by-step process to apply for a vehicle through the scheme:
- Visit the Motability Scheme website
- Browse available vehicles using the online tool
- Find a dealership near you that offers your selected model
- Apply online or through the dealer—they will help complete your application
Make sure you have your benefit award letter and proof of identity ready before starting the application process.
The Impact of the Scheme
Lisa Thomas, Chief Customer Officer at Motability Operations, emphasized that the scheme provides “life-changing freedom and independence” to users.
On average, Motability users are now able to work an extra two days per week thanks to increased mobility and access.
With rising motoring costs, including higher insurance rates and the shift to electric vehicles, the Motability Scheme continues to offer value and flexibility for people with disabilities.
If you’re receiving PIP or another qualifying benefit from the DWP, the Motability Scheme could provide you with a free or heavily discounted vehicle, helping you maintain your independence and manage daily tasks more easily.
With over 800 vehicles available and a comprehensive support package, this program continues to serve as a crucial resource for disabled individuals across the UK.
Check your eligibility today and unlock the freedom that comes with having your own car.
FAQs
Can I get a car for free with PIP?
Yes, if you receive the enhanced rate mobility component of PIP, you may qualify for a free car through the Motability Scheme.
What’s included in the Motability package?
The lease includes a new car, insurance, maintenance, breakdown assistance, tax, tyres, windscreen cover, and 60,000 mileage allowance over 3 years.
Do all vehicles require an upfront payment?
No. While many vehicles do require an Advance Payment, some models are fully covered by your mobility payment, meaning no extra cost.