To combat rising living costs, the U.S. government is launching a new initiative: $750 prepaid stimulus cards will begin arriving in August 2025.
These tax-free relief cards are designed to help low- and middle-income households cover essential expenses such as groceries, medications, and utilities.
This article explains everything you need to know — including eligibility, distribution timeline, and how to track your card.
What Are the $750 Prepaid Stimulus Cards?
The $750 prepaid cards are a one-time relief benefit from the federal government. Unlike direct deposits or checks, these cards are:
- Preloaded with $750
- Not repayable
- Usable like any debit card at stores, gas stations, and pharmacies
- Tax-free
These cards aim to provide faster, more accessible support, especially for those who don’t have direct deposit info on file.
Who Qualifies for the $750 Stimulus Card?
Eligibility is determined using IRS records, government program data, and prior registration through IRS or partner portals.
You may qualify if you:
- Have low or moderate income based on 2024 or 2025 tax returns
- Receive benefits such as Social Security, SSI, SSDI, SNAP, or VA assistance
- Submitted forms through IRS non-filer tools or state assistance programs
No new application is required if your data is already on file with the IRS.
Eligibility Criteria Table
Eligibility Requirement | Details |
---|---|
Income Limits | Based on IRS-adjusted thresholds for 2025 |
Program Participation | SSI, SSDI, Social Security, SNAP, VA, or Medicaid |
Tax Return Requirement | 2024 or 2025 federal tax return, or IRS non-filer tool |
Residency | Must be a U.S. citizen or legal resident |
When Will the Cards Be Sent?
The distribution window is scheduled as follows:
- Early August 2025: Prepaid cards start mailing
- Mid-August: Most eligible recipients will receive cards
- Late August: Final deliveries and activation reminders
What to Expect Upon Arrival:
- Card envelope labeled “Economic Impact Payment”
- Includes activation instructions via phone or online
- No PIN required for in-store use unless chosen by the user
How to Track Your Card
To avoid confusion or missed payments, you can monitor your status using the IRS’s new “Get My Prepaid Card” tool:
- Go to IRS.gov
- Open the Get My Prepaid Card portal (available from mid-July 2025)
- Enter your Social Security Number, birth date, and ZIP code
- Check expected mailing date and delivery status
If no result appears, wait a few days and try again.
Why the Government Is Issuing Prepaid Cards
The prepaid stimulus card model helps:
- Avoid check delays
- Prevent banking issues for unbanked individuals
- Speed up financial relief
- Protect against fraud, as cards require activation
With inflation still impacting daily costs, this $750 boost can make a difference in buying food, medications, and paying bills.
The $750 prepaid stimulus card rollout is a much-needed financial cushion for Americans struggling with high living costs. Beginning in August 2025, these one-time, tax-free cards will be mailed directly to qualified individuals, based on IRS or benefit program data.
Make sure your address is current with the IRS or SSA. Use the official IRS portal to track your card, activate it once it arrives, and use it for essential expenses without any fees or taxes.
Stay alert to official mail, avoid scams, and don’t share your card details with anyone. Relief is on the way—just in time for summer necessities.
FAQs
Do I need to apply for the $750 prepaid card?
No. If your records are already with the IRS or government benefit agencies, the card will be mailed automatically.
Can I use the card like a regular debit card?
Yes. It works at most retailers, grocery stores, pharmacies, and utility websites, with no monthly fees or interest.
How can I track if my card is coming?
Visit IRS.gov and use the “Get My Prepaid Card” tool launching in mid-July 2025 to check eligibility and mailing status.