The Social Security Disability Insurance (SSDI) payments for July 2025 will be distributed starting on July 9th. This marks the date when beneficiaries born between the 1st and 10th of the month will receive their monthly benefits.
However, these payments are only applicable to those who have received benefits after April 30, 1997, and are not concurrently receiving SSI (Supplemental Security Income).
For those who are also receiving SSI benefits, the next payment will be disbursed on August 1, 2024. In this case, both the SSI and SSDI payments will arrive on the same day.
This is because, due to the 3rd of August falling on a Sunday, payments must be processed in advance, which means the SSA will issue payments on the preceding Friday.
Why You May Not Have Received Your SSDI Payment on July 9th
If you were expecting to receive your SSDI payment on July 9th, 2025, but it hasn’t appeared in your account, there could be a few reasons for the delay. One possibility is that your bank or financial institution was unable to process all of the direct deposits in time.
If you haven’t received the payment, it’s recommended to wait up to three mailing days to allow time for the payment to be processed. If your payment still hasn’t arrived after that time and you usually receive it on schedule, it is best to reach out to your bank or financial institution for clarification.
Should the payment still be missing after this waiting period, you may need to contact the Social Security Administration (SSA). There could be situations where recipients lose eligibility due to returning to work and exceeding the Substantial Gainful Activity (SGA) threshold.
Additionally, SSDI payments are issued based on the recipient’s birthdate. If you were born between the 11th and 20th, your payment may arrive on July 16th, or if your birthdate falls between the 21st and 31st, your payment is scheduled for July 23rd.
How Much Will You Receive from SSDI on July 9th?
As of May 2025, the average SSDI payment is approximately $1,581, according to the Social Security Administration.
However, this figure represents an average—the actual amount received can vary for each individual. Payments are tailored to the specific circumstances of each recipient.
The payment amount depends on various factors, including:
- Years of work and the amount of payroll taxes paid during that time.
- The age at which the individual applies for Social Security Disability Insurance.
- Whether the individual worked exclusively in jobs covered by the SSA or also worked in positions where taxes were not paid to the SSA.
The amount could also be impacted by other factors such as the applicant’s wages and overall work history.
The July 2025 SSDI payment cycle is an important update for beneficiaries, particularly those whose payments are based on their birthdates.
If you don’t receive your payment as expected, waiting for a few days and then contacting your bank or the SSA will help resolve any issues.
The average SSDI payment for July is $1,581, but individual amounts vary based on several factors related to work history and taxes paid.
FAQs
When can I expect my SSDI payment if I was born between the 11th and 20th?
If you were born between the 11th and 20th of the month, you will receive your SSDI payment on July 16th.
What if I have not received my SSDI payment by July 9th?
Wait for up to three mailing days to see if the payment arrives. If not, contact your bank or SSA.
How is the amount of my SSDI payment determined?
Your SSDI payment amount is based on your work history, the amount of taxes you paid, and the age at which you filed for benefits.